All states require you to have liability insurance to drive, and Virginia is certainly no exception. But just what does cheap liability only insurance cover? What is the auto liability insurance definition? Liability insurance covers bodily harm and/or property damage done to another person or vehicle in the event that you cause an accident.
To find out how liability insurance impacts your drives through Danville and Roanoke, our team at Gunter Nissan of Martinsville has answered, “what does liability insurance cover?” and more FAQs below.
Every state has its own minimum amount of bodily injury coverage to ensure that parties are covered in the event of a serious accident. Be sure to review coverage with your provider to make sure your needs are being met. While cheap liability only car insurance may cover you legally, you want to ensure that your coverage fits your budget and lifestyle completely. Liability Insurance covers:
Property Damage:
Bodily Injury:
The coverage offered under liability insurance is for the victim of the accident, and does not cover the driver that caused the accident. This is important to remember when picking your insurance in Greensboro.
So what does liability coverage pay for, and how does it pay out? While you must reach a bare minimum for coverage to legally drive, you can choose to increase that limit for more coverage. Coverage limits can be split or consolidated depending on what your budget and lifestyle requires. Browse the differences below:
You can always ask our team our opinion, but you should always be sure to go over coverage with your Martinsville-area insurance agent. If you’re curious about comprehensive general liability insurance, don’t hesitate to contact us today.
Are you still unclear on what does liability insurance cover? Contact Gunter Nissan of Martinsville today! Our finance team would be glad to help you learn more about popular options for Winston Salem drivers. Whether you’re looking for the auto liability insurance definition, or want to check out our selection of new Nissan we’re here to help! We’d also love to help you learn about Nissan origins and bad credit financing.
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